Pakistan Sees Major Increase in Bank Loans for Cars in December

Pakistan’s auto financing saw strong growth in December as bank loans for cars jumped by more than 35 percent, reflecting rising demand for vehicle leasing.

According to latest figures, bank loans for cars reached Rs. 319 billion by the end of December 2025, compared to Rs. 235 billion in December 2024, marking a 35.5 percent year-on-year increase.

The steady rise shows that buyers are increasingly relying on bank loans for cars to purchase both new and used vehicles amid high upfront costs.

On a monthly basis, bank loans for cars posted a modest 0.3 percent increase, indicating stable momentum in auto financing.

Other consumer credit segments also showed notable growth. Housing-related personal loans increased by 10.3 percent year-on-year to Rs. 220 billion, while credit card loans surged 30.5 percent to Rs. 182 billion.

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Overall, consumer financing climbed 15 percent to Rs. 998 billion, highlighting growing borrowing activity across Pakistan.